Online Usage Terms

All content on our website is licensed for use by us. You may not commercialize our website or its content without authorization. Usage of our website implies acknowledgment and adherence to these conditions.

#1 Agreement for Customers

We provide open and free access to our websites, which are platforms designed to inform you about our various products and services. By continuing to access and use our websites, you are agreeing to comply with and be bound by the terms set forth in our Terms of Use. These terms are designed to ensure a safe, respectful, and non-offensive environment for all users. Violation of these terms may lead to restricted access or termination of your ability to use the services.

#2 Contributions and Submissions

The exclusions and limitations of liability contained in the Online Terms do not apply to a party’s liability: (i) for fraud or wilful default; (ii) for death or personal injury caused by its negligence; or (iii) where such limitation or exclusion cannot lawfully be excluded.

Except as set out in the Online Terms, shall not be responsible for losses that result from its failure to comply with the Online Terms including, but not limited to, losses that fall into the following categories:

Indirect or consequential losses;
Loss of income or revenue
Loss of business;
Loss of anticipated savings; or
Loss or corruption of data.

Is not responsible to you for any data that you lose either as a result of accessing the Site. It is your responsibility to ensure that you regularly save and back up

All data which you hold on the computer from which you are accessing the Site

Will not be held responsible for any delay or failure to comply with its obligations under the Online Terms if the delay or failure arises from any cause which is beyond reasonable control. This condition does not affect your rights.

#3 Miscellaneous Supplemental Information

Our websites are designed for individuals aged 18 and above. Any access by individuals under 18 is strictly prohibited. By using our websites, you confirm that you are at least 18 years old.

#4 Unauthorized Access

Avoid actions that may damage the website or disrupt others' enjoyment of it;
Do not engage in harmful, abusive, or threatening behavior;
Avoid unauthorized copying of copyrighted content;

#5 Contact Pathways

The Company actively enforces copyright laws and addresses any infringement by removing or disabling access to infringing material or links as soon as we become aware of them.
We also reserve the right to terminate relationships with any third-party providers who are repeat infringers of copyright as determined by our company standards and practices.

#6 Hyperlink Accessibility

Our site may direct you to websites maintained by third parties, where you can obtain further information or engage in transactions. These links are provided merely as a convenience to you, and the presence of such links does not imply an endorsement or recommendation of those sites, their content, or their owners. Before accessing these third-party sites, we recommend reviewing their terms of service and privacy policies to ensure they adequately protect your data.

#7 Policy on Fees and Refunds

Company reserves the right to charge subscription and / or membership fees in respect of any part, aspect of this Site upon reasonable prior notice. Such subscription charged may also be on auto-renewal upon user selection and Company may not intimate the user on auto-renewal charges.

#8 Funds Return Policy

Refunds will not be issued to users engaging in fraudulent activities or violating our Terms and Community Guidelines, as determined at our sole discretion. Users deactivated for such reasons are also ineligible for refunds. If your subscription was acquired through third-party services, please refer to their refund policies.

#9 Usage Termination

Without prejudice to any other rights we hold under these Terms of Use, if you breach these Terms in any way, or if we have reasonable grounds to suspect that you have breached these Terms, we reserve the right to temporarily or permanently prohibit your access to our site. This may include blocking access from computers using your IP address. We retain the discretion to take necessary actions to uphold and enforce these Terms of Use, including but not limited to, instituting legal proceedings.

#10 Personal Data Privacy

These Terms refer to the following additional terms, which also apply to your use of our site:

Terms and Conditions – available from us upon when you make an application to use our services;

Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us; and

Our Cookies Policy, which is set out as part of our Privacy Policy, and you consent to our use of cookies in accordance with the terms of our Privacy Policy

#11 Changes to the Service Terms

Our company may modify these Terms at any time without prior notice. By accessing or using our website after such modifications have been made, you are agreeing to accept those modifications, whether or not you have reviewed them. Please check this page regularly to ensure you are familiar with the current version.

#12 Limitation of Assurances

Our website services and content are delivered to you on an "as is" and "as available" basis without any warranties whatsoever, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The Company does not warrant that the website will be free from defects, errors, or that the website will meet your requirements. The Company also does not guarantee the availability, accuracy, completeness, reliability, or timeliness of the content available on the website.